Chinese Blackjack

Chinese Blackjack is a blackjack variant that is popular in South East Asia. It is also known as 21-point, Ban Nag and Ban Luck.

Chinese Blackjack Rules

Chinese Blackjack is played with two standard decks of playing cards. The picture cards are valued at 10 points and the cards from twos to tens are valued at their face value just like in normal blackjack. However, the valuation of aces is different. The value of the ace depends on the number of cards the player holds in his hand. If the player has two cards, then the ace is counted as 10 or 11. If the player has three cards, then the ace is counted as 1 or 10. Finally, if the player has four or more cards, then the ace can only be valued at 1 point.

Special Hands

The player first places his wager and then the cards are dealt. The overall objective is to beat the dealer’s total without going over 21. However, in Chinese Blackjack there are certain winning combinations of cards that make the game more interesting. These combinations are ban-ban, ban-nag and 15 Points. Ban-ban is a dealt hand that contains two aces. A player having a ban-ban results in an immediate payout of 3 to 1. A dealer’s ban-ban beats all other player hands. In case both the dealer and the player have a ban-ban the player is paid even money. The traditional blackjack consisting of an ace and a 10 value card is called a ban-nag. If the player has a ban-nag he is immediately paid out at 2 to 1, except in the following circumstances. His ban-nag loses to the dealer’s ban-ban. If the dealer also has a ban-nag the hand ties and pushes. A dealer’s ban-nag beats all player’s hands except a ban-ban and ban-nag. A 15 Points is a hand that has exactly 15 points. This hand is also known as a free hand or escape hand. When the player has this hand he has the option to continue or not to continue with the game.

Once the player has checked for the special Chinese Blackjack combinations, then the game proceeds in a manner similar to normal blackjack. Players can either hit or stand. If a player gets five cards without going over 21 his hand is known as a 5-Dragon and he receives a payout of 2 to 1. If the player’s five card hand has a total of exactly 21, then he receives a payout of 3 to 1. If the dealer has a total of less than 16, he must hit. If he has a total of between 16 and 20, he can choose to hit or stand. If the dealer has a total of exactly 21 then hand comparisons are made and bets settled. If the dealer goes over 21 he busts. If the dealer receives a 5-Dragon the players have to pay double their initial bets. If the dealer has 5 cards that total exactly 21 the players have to pay triple their initial bets.

More Chinese Blackjack Information

If you want to know more about Chinese blackjack, check out the Wikipedia page where the game is covered in great detail. You can also watch a few of the blackjack movies listed in our guide.